Supervisa Insurance
What is Supervisa insurance?
The Super Visa is a multi-entry visa that provides multiple entries for a period up to 10 years. The key difference is that the Super Visa allows an individual to stay for up to two years at a time in Canada, while a 10-year multiple entry visa would only have a status period for each entry of six months only.
Super Visa is a new visa introduced by the Government of Canada for the parents and grandparents of its citizens living in foreign countries. Also commonly known as ‘Parents and Grandparents Super Visa’, this came into effect from December 1, 2011, giving a 10-year visa eligibility for the parents and grandparents of its citizens. It is a multi-visit visa offering a long-term visitor status in the country, enabling the visitors to live with their family for two years straight, without having to re-apply for the visa.
It is made mandatory by the Government of Canada for any visitor applying for the super visa, to obtain emergency medical insurance coverage from a Canadian insurance provider, having its validity for a minimum of one year.
Who Qualifies For This Super Visa?
- You are a parent or grandparent of a Canadian citizen or a permanent resident.
- Your child or grandchild meets the minimum income requirement (LICO threshold)
Low Income Cut-Off (LICO)
Size Of Family Unit - Minimum Necessary Income
| 1 person (your child or grandchild) | $26,620 | |
|---|---|---|
| 2 persons | $33,140 | |
| 3 persons | $40,742 | |
| 4 persons | $49,466 | |
| 5 persons | $56,104 | |
| 6 persons | $63,276 | |
| 7 persons | $70,448 | |
| More than 7 persons, for each additional person, add | $7,172 |
- Financial support will be provided by your child or grandchild
- You have to pass a medical examination please click for physician panel
- You have medical insurance to cover the entire duration of your stay in Canada.
- Submit a letter of invitation received from their children or grandchildren residing in Canada.
- Submit an appropriate proof of relationship with the children or grandchildren they are planning to visit.
- Your child or grandchild must obtain super visa insurance under your name from Canada and you must submit the proof of purchase by them
- The insurance must have a minimum of $100,000 medical coverage
- Validity of the insurance must be for at least 365 days from the date of visit.
- You are eligible for a 100% refund if no Super Visa is granted to you
What are the Emergency Medical Expenses covered under Supervisa Insurance?
| COVID 19 COVERAGE | AMBULANCE SERVICES / TRANSPORTATION | EMERGENCY HOSPITALIZATION |
| SERVICES OF A PHYSICIAN, SURGEON, ETC. | EMERGENCY MEDICAL CARE | WALK-IN CLINIC VISITS |
| FOLLOW UP TREATMENT | LABORATORY DIAGNOSTICS / X-RAY | PRESCRIPTION MEDICATIONS |
| DENTAL PAIN RELIEF | EMERGENCY DENTAL REPAIR | 24-HOUR EMERGENCY ASSISTANCE CENTER |
| EMERGENCY HOME RETURN / EVACUATION | REPATRIATION OF REMAINS | CREMATION / BURIAL |
| STABLE PRE-EXISTING MEDICAL CONDITIONS COVERAGE | PRIVATE DUTY NURSE / MEDICAL ATTENDANT | RENTAL / PURCHASE OF MEDICAL APPLIANCES |
| SIDE-TRIPS BENEFIT (WITH IN CANADA AND OUTSIDE OF CANADA) |
ENHANCED SERVICES DEPEND UPON COVERAGE PLAN SELECTED
| EMERGENCY SERVICES OF CHIROPRACTOR, CHIROPODIST, PHYSIOTHERAPIST, OSTEOPATH, OR PODIATRIST ACUPUNCTURE | ACCIDENTAL DEATH | DOUBLE DISMEMBERNENT |
| SINGLE DISMEMBERNENT | BEDSIDE COMPANION ACCOMMODATION / TRANSPORTATION | MEALS AND ACCOMMODATION / HOSPITAL ALLOWANCE / OUT-OF-POCKET EXPENSES |
| MATERNITY BENEFITS / DELIVERY COVERAGE | PHYSICAL EXAMINATION (NON-EMERGENCY) | EYE EXAMINATION (NON-EMERGENCY) |
| VACCINES (NON-EMERGENCY) | CHILD CARE / ESCORT EXPENSES | PSYCHIATRIC / PSYCHOLOGICAL |
| SPORTS INJURIES COVERAGE | FLIGHT / TRAVEL ACCIDENT | TRIP-BREAK BENEFIT |
What is a Super Visa Insurance monthly plan?
We offer Super Visa Insurance monthly plan from 3 companies: Travelance, 21st Century and Travel Shield. we will help you to compare the plans and offer the best policy as per your needs.
Generally, The Super Visa Insurance policy premiums are paid upfront for one full year 365 days, but some insurance companies do offer Super Visa Insurance monthly plans as well.
Under monthly plan, the applicant pays first two month’s premiums upfront with administration cost which is generally upto $50 and the policy gets issued and applicant can apply for Super Visa.
The Super Visa insurance policy will start from the day applicant lands in Canada and then premiums will be paid on monthly basis. Basically, insurance company has received two month’s premiums in advance and rest of the payments are spread over 10-month period. The minimum retained premium is two months which is not refundable.
The premiums are guaranteed, and it is more cost effective because paying all the premiums in one shot can be very stressful for the applicant.
In other words, the monthly payment plan helps the applicant to manage the cost. However, in case your parents or grandparents decided to return early, it is very easy to cancel the policy and get a refund.
